What Is Auto Insurance and Why Do You Need It?

Auto insurance is a contract between you and an insurance company that helps cover financial losses if you’re involved in an accident or your vehicle is damaged. In exchange for paying a premium, your policy may help pay for repairs, medical bills, liability claims and other expenses related to car accidents or theft.

Why Do You Need Auto Insurance in South Carolina?

State law requires all drivers to carry minimum levels of car insurance. This includes liability coverage, which helps pay for injuries or property damage you cause to others in an accident. Without the right insurance, you could face fines, license suspension or even legal action.

Key Coverage Options

Our team helps clients in Easley, SC understand the different types of coverage available, such as:

• Liability coverage. Required by state law, covers injuries and damages you cause to others.
• Collision coverage. Helps pay for damage to your own vehicle after an accident.
• Comprehensive coverage. Covers against noncollision events such as theft, vandalism or weather damage.
• Uninsured or underinsured motorist coverage. Offers coverage if you’re hit by a driver with little or no insurance.

How Mahaffey Insurance Agency Can Help

Choosing the right auto insurance isn’t just about meeting state requirements; it’s about finding coverage that fits your needs and budget. Our team takes the time to explain your options, answer your questions and compare policies from trusted carriers.

We’re committed to helping drivers in Easley, SC feel confident about their coverage.

Ready to review your auto insurance or get a quote? Contact us today.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.